Chamonix: Year-round rental demand for investors

On a recent visit to Chamonix, it struck me that there are few towns that can boast genuine year-round attractions. But Chamonix is just such a town.

It doesn’t really have an out-of-season period as such. Continue reading Chamonix: Year-round rental demand for investors

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Where in Europe to invest?

Given there are a raft of political elections in the Netherlands, France and Germany between March and September of 2017 – in addition to the UK serving Article 50 of the Treaty of Lisbon by the end of March, where should you be investing your money?

Continue reading Where in Europe to invest?

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Investing in Spanish property? Want your money to go that bit further?

If you are serious about generating income, you should choose an area of Spain which has a long season. So look at the Costa Blanca which has around 300 days sunshine a year, or the Costa del Sol Continue reading Investing in Spanish property? Want your money to go that bit further?

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War Room Strategies for Property Investors. What’s yours?

Whilst some of c.1.75m landlords in the UK waited with baited breath in November to hear if Philip Hammond was going to undo the ‘Osborne legacy’ of Residential property taxes, others girded their loins to act, given the 5th of April is just around the corner, when the tax changes start to kick in. Others remained none-the-wiser and have not really thought things through.

Which type of investor are you?

Louise Reynolds presents at Investor Strategy seminarDuring a recent seminar I ran with other property and tax experts, it became apparent that not only will taxation be heavier for Private Rented Sector (PRS) landlords, but also cashflow can be affected too. This is not a straight forward tax calculation and it can have unintended consequences.

For one, a lower rate tax payer can be drawn into a higher rate tax bracket without realising it.

Whilst some landlords have already acted and have set up a Limited Company, as a vehicle for making further investments, this isn’t always the right solution for everyone and indeed, doesn’t mitigate all of the tax changes.

Other investors have started selling some of their property portfolio or begun paying down mortgages, or simply decided to bite the bullet and pay more tax.

There are more complex structures that exist, hybrid-type schemes taking elements from the Limited Company set-up and aspects of the Limited Liability Partnership vehicles, which sound highly attractive, but tend to be more appropriate for those planning to expand their portfolios in a big way in the future, given the high costs associated with such a complex structure.

There are other more simple solutions too. To find what might be the best solution for you please get in touch for a low key discussion info@property-venture.com

Louise Reynolds, Director of award-winning European property investment firm Property Venture®

Our clients get regular updates on hot deals and the latest changes in the property market. Want these? Go here

Property Venture® is an award-winning, European Investment property company who helps build portfolios and the purchase of holiday homes in Europe, with common-sense advice.

The focus is mainly greater Europe: UK investment property, Managed Property in France, German property investment, buy-to-let and homes in Poland, Spanish city and Costa property, Cypriot homes

On the Advisory Board and a Member of the Association of International Property Professionals (AIPP) the business has been vetted, approved and voluntarily commits to Industry Regulation and the Professional Code of Conduct. We are known for our quality customer service and non-pressurised approach to sales. Take a look at what our clients say

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European property investors: 3 things from Autumn Statement

As a landlord or property investor in the UK and Europe, what three messages should you draw from the UK’s Autumn Statement?

Louise Reynolds, Director of award-winning European property investment firm Property Venture®

Our clients get regular updates on hot deals and the latest changes in the property market. Want these? Go here

Property Venture® is an award-winning, European Investment property company who helps build portfolios and the purchase of holiday homes in Europe, with common-sense advice.

The focus is mainly greater Europe: Managed Property in France, German property investment, buy-to-let and homes in Poland, UK investment property, Spanish city and Costa property, Cypriot homes

On the Advisory Board and a Member of the Association of International Property Professionals (AIPP) the business has been vetted, approved and voluntarily commits to Industry Regulation and the Professional Code of Conduct. We are known for our quality customer service and non-pressurised approach to sales. Take a look at what our clients say

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Commercial the new Residential following Autumn Statement?

By following through on plans to reduce Corporation Tax and boost productivity through infrastructure investment, Philip Hammond tries to ensure the UK is an attractive place to do business, as we grapple with Continue reading Commercial the new Residential following Autumn Statement?

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Affordable Island holiday home investment in continental Europe

A recent site visit took me to an island just off the Atlantic coast of France – which some of you might recognise Continue reading Affordable Island holiday home investment in continental Europe

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UK Buy-to-let investing has been getting harder, but what’s the answer?

The reduction in mortgage interest tax relief may already be starting to make it more difficult for investors to get mortgages, as some lenders increase Continue reading UK Buy-to-let investing has been getting harder, but what’s the answer?

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Majestic Manchester – snapping at London’s heels

The UK, and the way it is viewed by the world, is going through change. Yet many fundamentals remain about the investment prospects of its key cities. Continue reading Majestic Manchester – snapping at London’s heels

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Dream of a holiday home but unsure you’ll make the most of it?

Most people underestimate how much time they will be able to spend in their holiday home. They buy a home abroad with the conviction they will visit five times a year, during every school holiday break. But life, somehow, gets in the way. Or they underestimate how much the running costs are going to be. Then part-way through ownership, they want to rent out for a bit of the time, to cover costs and make life more comfortable.

But a holiday home overseas need not be a drain on finances, or your time. In fact it can earn you money, in the same way an investment does, and you don’t have to do much once it is set up.

Want to own an earning-holiday-home: Here’s how?

Ile-de-Re-France-managed-holiday-home As with any property purchase, if you buy a decent property in a great location, it can potentially earn rental income as well as being easy to ‘exit’ from and sell on. Earning-while-you-own, means having a home in a desirable, location and of a type that others will gladly pay for.

Top that with a proven management company, who can rent out and manage your property to other holiday makers, without you having to organise it or get involved on a day-to-day basis and you have a winning formula. What’s more, you can have regular monitoring of the management company, to ensure they are paying you, the landlord, on time and to ensure the operation runs smoothly. Then you choose how much you are going to use it, 1 or 2 weeks a year, or maybe a weekend here and there, and the rest of weeks in the year it gets rented out and earns you income.

So you get a holiday home that you don’t feel all the pressure to use at every waking opportunity, and it earns you money.

Too good to be true? It is the Managed Property model in France.

A tax-efficient, proven and established model in France. If you are viewing property investment as a medium to long term investment, then this could be for you. If you are interested in speculating and flipping, then this may not be the right vehicle for you.

France has always been a popular country for investment property in ski resorts or country and coastal holiday homes. Recently it has been edging back up the popularity rankings, vying with Spain.

Many of you investors have a day job too, so you don’t have lots of time to spend managing and running a home abroad. So here’s an interesting investment-lifestyle option to consider.

4 more reasons to buy a Managed Property in France

This model uses the local tax advantages. You don’t pay VAT on the off-plan purchase because you enter into a long term investment and commit to providing the welcome facilities (reception area) apartment cleaning and linen changing services. At prevailing VAT rates, that equates to a 20% discount.

Because the Investment company has a track record of carrying out this type of build, they are known on the market and can get access to properties, in locations which would not normally allow new build. For example one of the latest developments is located on Ile de Re, an established holiday home spot with a traditional resale market. Because of the number of units the investment company build in one go, it means the development is profitable for the land vendor and the local authorities look upon them more favourably because they will attract spending tourists to the area.

And the investment company has buying clout, so they buy at a discount to the market rate, which is translated into the buying price for you, as a landlord.

What’s more you will get a holiday home in a good location. This investment company only takes on about 10% of the projects they investigate, research and conduct due diligence on. So your property will be attractive to other holiday makers and will hold its value for when you want to exit.

France Managed Property Model

france-managed-property-model

 

Please get in contact to chat your plans through by telephone +44 (0)1932 849 536 or contact us

 

 

Our clients get regular updates on hot deals and the latest changes in the property market. Want these? Go here

Property Venture® is an award-winning, European Investment property company who helps build portfolios and the purchase of holiday homes in Europe, with common-sense advice.

The focus is mainly greater Europe: Managed Property in France, German property investment, buy-to-let and homes in Poland, UK investment property, Spanish city and Costa property, Cypriot homes

On the Advisory Board and a Member of the Association of International Property Professionals (AIPP) the business has been vetted, approved and voluntarily commits to Industry Regulation and the Professional Code of Conduct. We are known for our quality customer service and non-pressurised approach to sales. Take a look at what our clients say

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