In some respects it is a good idea to diversify investments so that you are not overly reliant on one source of wealth creation. A sudden change in fortunes of one asset class, or geography, can have a disproportionate effect Continue reading To diversify investments? Or not?Tags: Buy to let, European property, Germany, investment property, Poland
Like the financial markets, property investors prefer a clear cut result. Clarity of outcome is good for lucidity of thought and action. But a minority Conservative government is unsettling all round. Continue reading Property investors and a UK General Election fudge equate to…?Tags: European property, investment property, landlords, Risk & Reward, Safe-haven
So you want to spread your investment risk in Europe? You want exposure to a stable economy, which is growing and represents a safe haven, in an uncertain world? You want your investment to be Continue reading Get returns from renovated, character buildings in GermanyTags: European property, investment property, Safe-haven
Whilst some of c.1.75m landlords in the UK waited with baited breath in November to hear if Philip Hammond was going to undo the ‘Osborne legacy’ of Residential property taxes, others girded their loins to act, given the 5th of April is just around the corner, when the tax changes start to kick in. Others remained none-the-wiser and have not really thought things through.
Which type of investor are you?
During a recent seminar I ran with other property and tax experts, it became apparent that not only will taxation be heavier for Private Rented Sector (PRS) landlords, but also cashflow can be affected too. This is not a straight forward tax calculation and it can have unintended consequences.
For one, a lower rate tax payer can be drawn into a higher rate tax bracket without realising it.
Whilst some landlords have already acted and have set up a Limited Company, as a vehicle for making further investments, this isn’t always the right solution for everyone and indeed, doesn’t mitigate all of the tax changes.
Other investors have started selling some of their property portfolio or begun paying down mortgages, or simply decided to bite the bullet and pay more tax.
There are more complex structures that exist, hybrid-type schemes taking elements from the Limited Company set-up and aspects of the Limited Liability Partnership vehicles, which sound highly attractive, but tend to be more appropriate for those planning to expand their portfolios in a big way in the future, given the high costs associated with such a complex structure.
There are other more simple solutions too. To find what might be the best solution for you please get in touch for a low key discussion email@example.com
Louise Reynolds, Director of award-winning European property investment firm Property Venture®
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Property Venture® is an award-winning, European Investment property company who helps build portfolios and the purchase of holiday homes in Europe, with common-sense advice.
The focus is mainly greater Europe: UK investment property, Managed Property in France, German property investment, buy-to-let and homes in Poland, Spanish city and Costa property, Cypriot homes
On the Advisory Board and a Member of the Association of International Property Professionals (AIPP) the business has been vetted, approved and voluntarily commits to Industry Regulation and the Professional Code of Conduct. We are known for our quality customer service and non-pressurised approach to sales. Take a look at what our clients sayTags: Buy to let, European property, investment property, tax
Today is an historic day in the UK, whether you agree with the outcome or not. But what, on the face of it, could it mean for property owners in the UK and Europe, given this new path we are treading? Continue reading BREXIT and Buildings – ownership in UK and EuropeTags: BREXIT, European property, holiday home, investment property
What has George Osborne’s 2016 Budget done for property? Given how unsurprising this budget was expected to be, there have been an awful lot of surprises. Continue reading Buy-to-Let on Naughty Step, Commercial property ‘Teacher’s Pet’Tags: Commercial, European property, investment property, Student accommodation
Brexit is an important issue considering the number of landlords based abroad, investing in UK buy-to-let property, has surpassed 2 million* Continue reading BREXIT–Homeowners and property investors in Europe- what does it mean for you?Tags: BREXIT, Buy to let, European property, European Union, holiday home, investment property, Property Abroad
Now there’s an interesting situation. David Cameron is negotiating with Donald Tusk, President of the European Council, but also a Polish politician, whose country-men arguably stand to lose most, by Benefit System changes in the UK. Continue reading Cameron tussles with Tusk over BrexitTags: BREXIT, Euro, European property, European Union, Kraków, Overseas Buying process, Poland
The UK buy-to-let scene has changed. A series of policy moves have made overseas buy-to-let, a whole lot more attractive for UK-based investors. From pension liberation rules, to tax relief limits, to the introduction of a 3% Stamp Duty surcharge for buy-to-let landlords, these initiatives will suffocate UK buy-to-let profitability……Barcelona, Buy to let, European property, foreign buy-to-let, investment property, Kraków, Poland, Spain, Valencia, Warsaw